Michael Becker is a branch manager with Sierra Pacific Mortgage, an experienced mortgage loan originator, and regular contributor to BankRate.com, where his weekly rate predictions and advice reach and help a wide audience. He holds the following licenses: Licensed by the Delaware State Bank Commissioner # 9801, exp. 12/31/22. Licensed in Florida MLD219. Licensed in Maryland 16329. Licensed in Pennsylvania 25396. Licensed in Virginia MC-5275.

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Brad Cox is a licensed Maryland REALTOR and the Principal/co-founder of The Vesta Group of Long & Foster Real Estate, Baltimore Regional Center office. He holds the following designations/certifications: CRS, e-PRO, AHWD, C2EX. Brad is on the Board of Directors at The Greater Baltimore Board of Realtors (GBBR); sits on the Executive, Awards, and the Forms Committees; chairs the Legislative Committee and Public Policy Committee; and is the winner of the 2022 GBBR Distinguished Sale Associate.